I asked support months ago to stop money from continuously seperating
paychecks, or split transactions. I think that the way that Microsoft Money
interacts with the internet is terrible. Most of the time my program locks
and has to be restarted and then quick repaired. Every time I start it it
down loads transactions that have been cleared to be accepted again. This
program is suposed to make balacning ones books easier but all it does is
make it worse.
Buy Quicken instead!!!

Comments inline.

"philfromwaterbury" <philfromwaterbury@discussions.microsoft.com> wrote in
message news:B2555587-7999-47FB-8186-92DD4954E3FC@microsoft.com...
>I asked support months ago to stop money from continuously seperating
> paychecks, or split transactions.

If we had a clue what this actually means, we might be able to help.

> This
> program is suposed to make balacning ones books easier but all it does is
> make it worse.

Have you tried just entering transactions by hand? This save lots of grief
at the cost of some typing.

> Buy Quicken instead!!!

And this improves the situation how?

Does microsoft actually use the error reports that are sent every time money
crashes. As I indicated months ago if one uses the paycheck feature, with
say peoples bank, or a split tranaction when the connection is made between
msn money and microsoft money msn lists the parts of the transaction
seperatly and after a subsequent update microsoft money now lists the orignal
paycheck or split and all the parts seperatly. Therefore one must delete the
parts every time one starts money.

"Dick Watson" wrote:

> Comments inline.
> "philfromwaterbury" <philfromwaterbury@discussions.microsoft.com> wrote in
> message news:B2555587-7999-47FB-8186-92DD4954E3FC@microsoft.com...
> >I asked support months ago to stop money from continuously seperating
> > paychecks, or split transactions.
> If we had a clue what this actually means, we might be able to help.
> > This
> > program is suposed to make balacning ones books easier but all it does is
> > make it worse.
> Have you tried just entering transactions by hand? This save lots of grief
> at the cost of some typing.
> > Buy Quicken instead!!!
> And this improves the situation how?
>
>

comments below.

"philfromwaterbury" <philfromwaterbury@discussions.microsoft.com> wrote in
message news:FF70E974-FA00-4925-977C-16F2A6ABC5AD@microsoft.com...
> Does microsoft actually use the error reports that are sent every time
> money
> crashes.

Probably only in the aggregate (hundreds of reports from hundreds of users
indicating a common fault) and only for fixes in the long future (i.e.,
maybe this root cause is fixed by M09).

> As I indicated months ago if one uses the paycheck feature, with
> say peoples bank, or a split tranaction when the connection is made
> between
> msn money and microsoft money msn lists the parts of the transaction
> seperatly and after a subsequent update microsoft money now lists the
> orignal
> paycheck or split and all the parts seperatly. Therefore one must delete
> the
> parts every time one starts money.

Your post of December 2, 2004, got no replies. Perhaps this is because
everybody was as mystified by what your issue was and I am when I read the
post that started this thread and reread that original post. To increase the
chances of getting a reply this time, let's see if we can clarify the
sequence of events here:

You say (I paraphrase and try to interpret):
--

You use the paycheck feature with a split transaction (I think that's
redundant and I'm wondering if you mean you have entered the paycheck
transaction, with its split components, by hand, prior to doing the
download)

with Peoples Bank

when the connection is made between Money and (MSN Money? Are we really
talking Yodlee here? People's Bank?)

[the downloaded transactions] lists all parts of the transaction separately
[at which time you do what?]

and [after subsequent updates] Money continues to list all parts of]
original paycheck or split separately

and because of this you must delete the separated parts every time you start
Money.
--

Let's get some simple demographics:

1) This is M05, correct?
2) Are you using Essential or Advanced Register?
3) Is your data downloading via Yodlee or direct from your bank?

I'm really mystified how Money could download the split components of a
Paycheck from your bank. Your bank has ***NO CLUE*** how your employer
calculated your pay or what all was above the line.

I **think** you are saying that you are having a problem matching downloaded
transactions with transactions already entered or scheduled by hand. It's
not clear to me.

Perhaps Mark Horn or one of the other **true believers** in downloading
transaction data can step in. Personally, I don't download transaction data.
Way too much trouble for essentially no gain. I also uniformly recommend
that new users not attempt to setup all of the electronic download crap
until they've setup and entered their own transactions long enough to
understand how Money actually works so that you have the understanding of
fundamentals necessary to unscrew the problems downloaded transaction data
can cause. To me, this seems kinda like suggesting that knowing some
arithmetic is a reasonable prerequisite to using Excel effectively. Others
disagree.

Yes paycheck or split. They both react negatively in the same way. I just
wanted to indicate that it happens to both.

Yes it could be that the yodel software does not integrate a split
transaction correctly. This was discussed months ago. But I guess no
resolution discovered.

As every time I start money it has, upon closing, or does communicate with
the online aspects, the paycheck is once again listed as the whole and then
each part. I then have to delete the redundant listings

This is Microsoft money 2005 v
Advanced register
I am not sure if its yodel or msn. However I did set up my banks on msn
money as well. This could be part of the problem in that itâ's creating a
redundant download per the account.

â'I'm really mystified how Money could download the split components of a
Paycheck from your bank. Your bank has ***NO CLUE*** how your employer
calculated your pay or what all was above the line.â'

In response to this. If one uses the paycheck feature one can have gross
pay, fed tax, state tax, ss, and other actions like cash withdraws. This is
under the tabs for paycheck. Also as an example I split my phone bill into
the phone and internet parts. Once the program talks to the server or what
ever on msn money the original withdrawal or bill pay is shown as a
withdrawal from my checking, and also a listing for the phone part and a
separate one for the internet part.

"Dick Watson" wrote:

> comments below.
> "philfromwaterbury" <philfromwaterbury@discussions.microsoft.com> wrote in
> message news:FF70E974-FA00-4925-977C-16F2A6ABC5AD@microsoft.com...
> > Does microsoft actually use the error reports that are sent every time
> > money
> > crashes.
> Probably only in the aggregate (hundreds of reports from hundreds of users
> indicating a common fault) and only for fixes in the long future (i.e.,
> maybe this root cause is fixed by M09).
> > As I indicated months ago if one uses the paycheck feature, with
> > say peoples bank, or a split tranaction when the connection is made
> > between
> > msn money and microsoft money msn lists the parts of the transaction
> > seperatly and after a subsequent update microsoft money now lists the
> > orignal
> > paycheck or split and all the parts seperatly. Therefore one must delete
> > the
> > parts every time one starts money.
> Your post of December 2, 2004, got no replies. Perhaps this is because
> everybody was as mystified by what your issue was and I am when I read the
> post that started this thread and reread that original post. To increase the
> chances of getting a reply this time, let's see if we can clarify the
> sequence of events here:
> You say (I paraphrase and try to interpret):
> --
> You use the paycheck feature with a split transaction (I think that's
> redundant and I'm wondering if you mean you have entered the paycheck
> transaction, with its split components, by hand, prior to doing the
> download)
> with Peoples Bank
> when the connection is made between Money and (MSN Money? Are we really
> talking Yodlee here? People's Bank?)
> [the downloaded transactions] lists all parts of the transaction separately
> [at which time you do what?]
> and [after subsequent updates] Money continues to list all parts of]
> original paycheck or split separately
> and because of this you must delete the separated parts every time you start
> Money.
> --
> Let's get some simple demographics:
> 1) This is M05, correct?
> 2) Are you using Essential or Advanced Register?
> 3) Is your data downloading via Yodlee or direct from your bank?
> I'm really mystified how Money could download the split components of a
> Paycheck from your bank. Your bank has ***NO CLUE*** how your employer
> calculated your pay or what all was above the line.
> I **think** you are saying that you are having a problem matching downloaded
> transactions with transactions already entered or scheduled by hand. It's
> not clear to me.
> Perhaps Mark Horn or one of the other **true believers** in downloading
> transaction data can step in. Personally, I don't download transaction data.
> Way too much trouble for essentially no gain. I also uniformly recommend
> that new users not attempt to setup all of the electronic download crap
> until they've setup and entered their own transactions long enough to
> understand how Money actually works so that you have the understanding of
> fundamentals necessary to unscrew the problems downloaded transaction data
> can cause. To me, this seems kinda like suggesting that knowing some
> arithmetic is a reasonable prerequisite to using Excel effectively. Others
> disagree.
>
>

Help, anyone? I think I'm out of my depth here...

"philfromwaterbury" <philfromwaterbury@discussions.microsoft.com> wrote in
message news:E35756DB-430A-4335-B4A3-CAB4C874069D@microsoft.com...
> Yes paycheck or split. They both react negatively in the same way. I just
> wanted to indicate that it happens to both.
> Yes it could be that the yodel software does not integrate a split
> transaction correctly. This was discussed months ago. But I guess no
> resolution discovered.
> As every time I start money it has, upon closing, or does communicate with
> the online aspects, the paycheck is once again listed as the whole and
> then
> each part. I then have to delete the redundant listings
>
> This is Microsoft money 2005 v
> Advanced register
> I am not sure if its yodel or msn. However I did set up my banks on msn
> money as well. This could be part of the problem in that it's creating a
> redundant download per the account.
> "I'm really mystified how Money could download the split components of a
> Paycheck from your bank. Your bank has ***NO CLUE*** how your employer
> calculated your pay or what all was above the line."
> In response to this. If one uses the paycheck feature one can have gross
> pay, fed tax, state tax, ss, and other actions like cash withdraws. This
> is
> under the tabs for paycheck. Also as an example I split my phone bill
> into
> the phone and internet parts. Once the program talks to the server or
> what
> ever on msn money the original withdrawal or bill pay is shown as a
> withdrawal from my checking, and also a listing for the phone part and a
> separate one for the internet part.

Can't help Dick. I just don't UNDERSTAND what the gentleman is trying
to say either. Only comment I can add is that for almost ten years now
I have NEVER downloaded transactions into Money. I have ALWAYS entered
them manually, mostly credit card and checking account. In recent
years, with the Money improvements, many of these transactions are
scheduled and so are even easier to enter. Only downloads are stock
quotes and that is now automatic with Money 2005. I manage my entire
personal finance using Money on my PC with very little problems BECAUSE
I am able to think thru issues as they occur. Hope others do the same.
Steve

I download transactions, although I use the bank's website instead of doing
it from within Money. The only time I have ever had a problem even remotely
like the one in question is when I deposit more than one item at a time.

Say you get your paycheck & your expense check & your rebate check for
buying Money all on the same day. You deposit the three checks together.
Then your bank downloads one aggregate amount. Since you can't split a
split, you will never be able to match the transactions (one on the bank
side vs. three on yours). This is annoying enough that I try not to do
multi-item deposits. When I can't avoid it, I just enter the other checks on
the after-taxes tab, so it all works out, albeit in inelegant fashion. When
I worked for a large corporation, with direct deposit, it wasn't an issue.
With manual deposits, it is.

If this isn't the problem, then I am truly stumped, too.

Susan

"Steve" <sjcohen730@aol.com> wrote in message
news:1114275410.072540.290630@o13g2000cwo.googlegroups.com...
> Can't help Dick. I just don't UNDERSTAND what the gentleman is trying
> to say either. Only comment I can add is that for almost ten years now
> I have NEVER downloaded transactions into Money. I have ALWAYS entered
> them manually, mostly credit card and checking account. In recent
> years, with the Money improvements, many of these transactions are
> scheduled and so are even easier to enter. Only downloads are stock
> quotes and that is now automatic with Money 2005. I manage my entire
> personal finance using Money on my PC with very little problems BECAUSE
> I am able to think thru issues as they occur. Hope others do the same.
> Steve
>

Ok, I have downloaded from banks through Money software for years now, and I
too have no idea what the exact problem is we are discussing. I would really
like to have more info on this, and I know that any long time money user
would be interested too.

I will say that Money has a distinct learning curve, and some of its'
features are NOT for the causual user, such as debt planner and even the
budget. The bank download integration though is very simplistic.

I keep my paycheck properly split in the "bills and deposits" area. A day or
so before the download, I move it (or have it moved automatically) to the
check register. When the bank download takes place, I simply match it to my
paycheck, and that's all there is to it.

If I want to track deposits separately, if I have three rebate checks and I
deposit them at the ATM, I make three separate deposits, then the bank will
download three individual transactions.

FYI, I'm still using Money03.

"harrelsonesq" <harrelsonesq2@yahoo.com> wrote in message
news:LcAae.69233$lz2.31335@fed1read07...
>I download transactions, although I use the bank's website instead of doing
>it from within Money. The only time I have ever had a problem even remotely
>like the one in question is when I deposit more than one item at a time.
> Say you get your paycheck & your expense check & your rebate check for
> buying Money all on the same day. You deposit the three checks together.
> Then your bank downloads one aggregate amount. Since you can't split a
> split, you will never be able to match the transactions (one on the bank
> side vs. three on yours). This is annoying enough that I try not to do
> multi-item deposits. When I can't avoid it, I just enter the other checks
> on the after-taxes tab, so it all works out, albeit in inelegant fashion.
> When I worked for a large corporation, with direct deposit, it wasn't an
> issue. With manual deposits, it is.
> If this isn't the problem, then I am truly stumped, too.
> Susan
>
> "Steve" <sjcohen730@aol.com> wrote in message
> news:1114275410.072540.290630@o13g2000cwo.googlegroups.com...
>> Can't help Dick. I just don't UNDERSTAND what the gentleman is trying
>> to say either. Only comment I can add is that for almost ten years now
>> I have NEVER downloaded transactions into Money. I have ALWAYS entered
>> them manually, mostly credit card and checking account. In recent
>> years, with the Money improvements, many of these transactions are
>> scheduled and so are even easier to enter. Only downloads are stock
>> quotes and that is now automatic with Money 2005. I manage my entire
>> personal finance using Money on my PC with very little problems BECAUSE
>> I am able to think thru issues as they occur. Hope others do the same.
>> Steve
>

Does anybody think that is what the OP is actually asking about --
reconciling multi-item bank transactions with entered transactions? Does the
OP? Please let us know if we're on the right track here, if you're still
listening.

Susan

"Steve Roebuck" <steveroe@swbell.net> wrote in message
news:e1Ltv2NSFHA.248@TK2MSFTNGP15.phx.gbl...
> Ok, I have downloaded from banks through Money software for years now, and
> I too have no idea what the exact problem is we are discussing. I would
> really like to have more info on this, and I know that any long time money
> user would be interested too.
> I will say that Money has a distinct learning curve, and some of its'
> features are NOT for the causual user, such as debt planner and even the
> budget. The bank download integration though is very simplistic.
> I keep my paycheck properly split in the "bills and deposits" area. A day
> or so before the download, I move it (or have it moved automatically) to
> the check register. When the bank download takes place, I simply match it
> to my paycheck, and that's all there is to it.
> If I want to track deposits separately, if I have three rebate checks and
> I deposit them at the ATM, I make three separate deposits, then the bank
> will download three individual transactions.
>
> FYI, I'm still using Money03.
>
> "harrelsonesq" <harrelsonesq2@yahoo.com> wrote in message
> news:LcAae.69233$lz2.31335@fed1read07...
>>I download transactions, although I use the bank's website instead of
>>doing it from within Money. The only time I have ever had a problem even
>>remotely like the one in question is when I deposit more than one item at
>>a time.
>> Say you get your paycheck & your expense check & your rebate check for
>> buying Money all on the same day. You deposit the three checks together.
>> Then your bank downloads one aggregate amount. Since you can't split a
>> split, you will never be able to match the transactions (one on the bank
>> side vs. three on yours). This is annoying enough that I try not to do
>> multi-item deposits. When I can't avoid it, I just enter the other checks
>> on the after-taxes tab, so it all works out, albeit in inelegant fashion.
>> When I worked for a large corporation, with direct deposit, it wasn't an
>> issue. With manual deposits, it is.
>> If this isn't the problem, then I am truly stumped, too.
>> Susan
>>
>> "Steve" <sjcohen730@aol.com> wrote in message
>> news:1114275410.072540.290630@o13g2000cwo.googlegroups.com...
>> Can't help Dick. I just don't UNDERSTAND what the gentleman is trying
>> to say either. Only comment I can add is that for almost ten years now
>> I have NEVER downloaded transactions into Money. I have ALWAYS entered
>> them manually, mostly credit card and checking account. In recent
>> years, with the Money improvements, many of these transactions are
>> scheduled and so are even easier to enter. Only downloads are stock
>> quotes and that is now automatic with Money 2005. I manage my entire
>> personal finance using Money on my PC with very little problems BECAUSE
>> I am able to think thru issues as they occur. Hope others do the same.
>> Steve
>>
>

I think the OP's issue is some combination of unmatched download
transactions and unmerged duplicate accounts. But that's just a guess.

"harrelsonesq" <harrelsonesq2@yahoo.com> wrote in message
news:y_Wae.69519$lz2.17216@fed1read07...
> Does anybody think that is what the OP is actually asking about --
> reconciling multi-item bank transactions with entered transactions? Does
> the OP? Please let us know if we're on the right track here, if you're
> still listening.

Essentially after reading the various posts here, I beleive Money 2005 is
very unstable. With regards to your situation........Money does not
communicate directly with your bank, it uses the 3rd party connection (The
MSN Sync). Once that file becomes out of a sync, you receive the duplicate
tranactions. When it can't match up the transactions on your computer it
records the split transactions as seperate tranactions........leading to
account balances beeing way off. A solution I used (Requires a recent backup
prior to the trouble). Tech support can assist with the exact steps
invovled. In the old file, under the tools menu, turn off sync w/MSN Server
and remove Data. Exit out. Restore backup, but hit cancel so it does not
sync. Change to a new passport/password. Will create a new MSN Sync w/split
tranactions in tact. Till the next major crash. My Money file is stable as
long as I don't use the investments feature.

"Dick Watson" wrote:

> I think the OP's issue is some combination of unmatched download
> transactions and unmerged duplicate accounts. But that's just a guess.
> "harrelsonesq" <harrelsonesq2@yahoo.com> wrote in message
> news:y_Wae.69519$lz2.17216@fed1read07...
> > Does anybody think that is what the OP is actually asking about --
> > reconciling multi-item bank transactions with entered transactions? Does
> > the OP? Please let us know if we're on the right track here, if you're
> > still listening.
>
>

I think I *might* know what the original poster is talking about. He
hasn't explained it as I would, but the mention of splits being broken
into separate parts does ring a bell.

There is an intermittent bug I sometimes experience, only with one of
my credit cards. Typically I can tell it's going to happen because the
update process takes an excessively long time. It affects multiple
transactions on the account like the following:

e.g. I shopped at Costco and spent $100 in one transaction. I
categorise this using the split - $30 groceries, $20 pet supplies, $50
CDs.

After the bad update this would be broken down into 3 separate
transactions all with the same date and payee (Costco) but one for $30
of groceries, one for $20 pet supplies, and one for $50 CDs.

This can happen to every transaction in the account that has split
categories and just makes a huge mess.

My solution - backup at the end of every session, and when this mess
happens just restore your backup. (And if the OP ever hears from
Microsoft that's probably what they'll advise him to do.)

Brian

P.S. If the OP gets the problem *every* time they update, though, even
that "solution" won't be of any use